Respecting your privacy and the law of the land
The privacy of your personal information is very important to us. We are committed to respecting your right to privacy and protecting your personal information against unauthorized disclosure. Our staff is trained to respect your privacy in accordance with our standards, policies and procedures.
Collecting your personal information
If you are acquiring or have acquired a product or service from us, we will collect and hold your personal information for the purposes of:
- providing you with the relevant product or service (including assessing your application and identifying you)
- managing and administering a product or service
- protecting against fraud where it is a product or service.
NFS may also collect or update your personal information for the purpose of letting you know about products or services from NFS that might better serve your needs or other opportunities in which you may be interested.
The information collected may include your name, postal or email address, date of birth, PAN number or other information that is required by law to collect or we may otherwise consider as necessary.
We will, if it is reasonable or practicable to do so, collect your latest personal information. This may happen when you fill out a product or service application or an administrative form (e.g., a change of address form) or when you give us personal information over the telephone, or through our website.
Using and disclosing your personal information
In line with modern business practices common to many financial institutions and to meet your specific needs (such as where you have a financial adviser) we may disclose your personal information to the organizations described below:
- involved in providing, managing or administering your product or service such as third party suppliers, other Group organizations, loyalty and affinity program partners, printers, posting services, call centers and our advisers
- group organizations/Subsidiaries who wish to tell you about their products or services that might better serve your needs or promotions or other opportunities, and their related service providers
- involved in maintaining, reviewing and developing our business systems, procedures and infrastructure including testing or upgrading our computer systems
- involved in a corporate re-organization
- involved in a transfer of all or part of the assets or business of a Group organization
- involved in product planning and development
- which are your representatives including your legal advisers and bankers
- in compliance of or as required or authorized by law or regulations, for example, to government or regulatory bodies for purposes related to public health or safety, prevention or detection of unlawful or suspicious activities or to protect public revenue.
Keeping your personal information accurate and up-to-date
Our aim is to make sure that the personal information we collect, use or disclose is accurate, complete and up-to-date. This is the legal requirement and we can provide you better service. If you believe your personal information is not accurate, complete or up to date, please contact us for updating/correction. We solicit your co-operation in updating your information time to time.
Protecting your personal information
We store information in different ways, including in paper and electronic form. The security of your personal information is important to us and we take reasonable steps to protect it from misuse, loss, unauthorized access, modification or disclosure. Some of the ways we do this are:
- document storage security policies
- security measures for systems access
- allowing access to personal information only where the individual seeking access has satisfied our identification requirements
- access to staff on need to know basis and under confidentiality obligation
- access control for our buildings
Your Privacy on the Internet
We take care to ensure that the personal information you provide on our websites is protected. User identifiers, passwords or other access codes may also be used to control access to your personal information.
Links to Other Sites
We take care to ensure that the personal information you provide on our websites is protected. User identifiers, passwords or other access codes may also be used to control access to your personal information.
Third-Party Advertisement Servers
You may be able to access external websites by clicking on links we have provided. Those other websites are not subject to our privacy standards, policies and procedures. You will need to contact or review those websites directly to ascertain their privacy standards, policies and procedures.
Third-Party Advertisement Services
NMS engages the services of an outside advertisement company to display advertisement on the Website. These advertisements may contain cookies. While NFS Group uses cookies in other parts of the Web Site, cookies received with banner advertisements are collected by the Advertisement company, and NFS does not have access to this information.
eKYC
At NFS we have introduced eKYC in which clients can provide their UID / Aadhar Number to complete their Know Your Customer (KYC) requirement. NFS will act as KUA. The clients will be able to link their UID / Aadhar Number to their account by Authenticating using OTP received from UIDAI. The data provided by visitor will be sent to UIDAI or its agencies in secured manner as prescribed in the guidelines by UIDAI. By entering UID / Aadhar Number, the visitor agrees to authorize NFS to validate the UID / Aadhar Number with UIDAI or it’s authorized agencies. NFS will store the authenticated UID / Aadhar Number and demographic information along with client’s profile in secured manner. Data collected for eKYC will not be used for any profiling purpose or marketing purpose.
Resolving your privacy issues
If you have any issues you wish to raise with NFS, or would like to discuss any issues about our Privacy Policy, you may do so by:
- Speaking directly to our contact address.
- Writing an email with your concern to queries@nawanidhi.com