India follows a progressive tax regime; which means that those who earn higher income are taxed more
than those earning lower income. Which means as your income and savings grow, the total income
which is the sum of your active income from salary and your passive income from your investments is
likely to be subject to a higher rate of taxation. At the highest tax bracket , mass effluents in India
earning more than Rs 15 lakh pa end up paying more than 30 % of their hard earned money in
taxes every year. Hence, tax planning becomes very crucial.
How do we fit in?
We are primarily financial planners and don’t claim to be tax experts. Our main role is to analyze your
finances and customize a financial plan from the tax perspective, so that your tax liability is minimized
and there is a greater contribution to your investment kitty.
We endeavor to
1. Suggest investment schemes which not only focus on long term capital growth, but also on
reducing the tax liability, and increase post tax returns on your savings.
2.Attempt to reduce your taxes on salary by advising on all the suitable income tax sections
available to claim rebates and exemptions.
Disclaimer: We are not tax returns preparers and we do not /are not authorized to file returns on behalf
of our clients.